What Minnesota Homeowners Should Inspect This Spring

Winter is long. No, not long…never-ending. When spring finally arrives, the snow melts, and many homeowners start noticing things around their home that need attention. What should homeowners check in the spring? Roofs, sump pumps, basements, foundations, gutters, trees, decks (really anything that may have been damaged by snow, ice, and freezing temperatures). The spring thaw often reveals problems that can add up financially, so it’s important to catch them early and make sure your insurance coverage is up to date.

The following is a simple checklist to help guide you.

1. Inspect Your Roof
   1. Look for:
      1. Missing or damaged shingles
      2. Sagging areas or debris buildup
   2. Check Your Sump Pump & Basement
      1. Spring snowmelt can lead to excess water around your foundation
         1. Test your sump pump
         2. Look for moisture or standing water.

• Check for water stains or musty smells

3. Examine Your Foundation
   1. Freeze-thaw cycles can cause cracks in your foundation. Walk around your home and check for:
      1. New or expanding cracks
      2. Shifting or uneven areas

• Water pooling near the base of your home

4. Clean Gutters & Downspouts
   1. Clogged gutters can cause water to back up and damage your home.
      1. Remove leaves and debris
      2. Ensure downspouts direct water away from your foundation
   2. Look For Tree & Yard Damage
      1. Heavy snow and ice can weaken branches. Look for:
         1. Broken or hanging branches
         2. Trees leaning towards your home

• Damage to fences/other outdoor structures

6. Inspect Decks, Steps, & Railings
   1. Watch out for:
      1. Loose boards or railings
      2. Rotting wood

• Unstable steps

As you go through this spring checklist, it’s also a good time to review your insurance coverage and make sure everything is up to date. If you’ve made improvements to your home, noticed damage, or just aren’t sure what your policy covers, we’re here to help.

Schedule an appointment with Pine Insurance Agency to review your coverage and make sure you’re protected for whatever this next season brings. Spring is all about fresh starts. That includes making sure your home and insurance are ready for the year ahead.