Summer Insurance Check-In: Is Your Coverage Ready for the Season?

06/17/2025
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Summer in Minnesota means lake days, road trips, and time well spent with the people who matter most. But before you fire up the grill or hit the open road, now’s the perfect time for a quick insurance check-in. At Pine Insurance Agency, we want to make sure you’re protected for whatever summer brings.

Here’s how a seasonal insurance review can give you peace of mind:


1. Home Insurance: Protect Your Summer Projects

Adding a deck? Installing a pool? Summer often comes with upgrades that could change your home’s replacement value. Let’s make sure your policy still fits your needs. If you’ve added outdoor equipment, landscaping features, or even a shed, those items may need to be factored in.


2. Auto Insurance: Road Trip Ready?

If your summer plans include driving up north or heading across the Midwest, double-check your auto policy. Are you covered for windshield repairs? Do you have roadside assistance? Accidents don’t take a summer break — and neither do we.


3. Recreational Vehicle Insurance: Boats, ATVs, and Campers

Minnesota summers are made for the water and the woods. If you own a boat, camper, motorcycle, or ATV, make sure your recreational policies are active and up to date. Coverage can include liability, damage, theft, and even trailer protection.


4. Umbrella Policies: Extra Protection for Summer Fun

Hosting a backyard party? Renting out your cabin? An umbrella policy adds an extra layer of liability protection that goes beyond your standard home or auto insurance. It’s surprisingly affordable and often overlooked — especially when summer plans get bigger.


Why Choose Pine Insurance Agency?

We’re a local, independent agency that knows Minnesota families and businesses. We offer personalized insurance advice and shop multiple carriers to find you the best coverage at the best rate.

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